DIVIDEND RATES
Rates effective as of June 21, 2007

Type of Account Rate APY*
Regular Shares (Savings)    
  $5.00 - $5,004.99 1.25% 1.26%
  $5,005.00 - $7,004.99 1.75% 1.76%
  $7,005.00 and greater 2.00% 2.02%
     
Share Draft (Checking) 0.75% --
     
Christmas Club 0.75% --
     
Vacation Club 0.75% --
     
Individual Retirement Accounts (IRAs) 2.50% 2.52%
     
* APY = Annual Percentage Yield    
Federal regulations prohibit payment in excess of Credit Union available earnings.
Rates are subject to change without notice.